First-time homebuyers are making a comeback, but the process can often be overwhelming. Spring clean your homebuyer checklist and ease your mind with these reminders from ERA Real Estate:- Evaluate your finances – Take all current and potential expenses and income into consideration before taking the leap. Not confident with facts and figures? Meet with a financial advisor! The small investment now will pay dividends in the long run.
- Prep your paperwork – Getting everything in order before you head to the bank for a mortgage will make the process a smoother one. Take a look at current interest rates so you’re well-informed, and gather your pay stubs, automobile and school loans, credit card records, statements from brokerages, banks and retirement accounts and income tax returns. Your ERA agent can assist with exactly what you’ll need to have on-hand.
- Shop around – Keep tabs on open houses scheduled in your desired neighborhoods, and take advantage of the opportunity to ask questions in an informal setting! Your REALTOR is a wealth of knowledge and wants nothing more than to share it with you, so keep communication open and honest throughout the shopping process.
- Enjoy the process – Yes, buying your first home can bring out lots of emotions, but it’s also one of the most exciting times of your life! Enjoy the experience. Working with an agent you trust and relate to will make a world of a difference.
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